Insurance Giants Profiting From Your Pain
While they rake in billions, Americans suffer. Discover how insurance giants weaponize denials, bury appeals, and profit from your pain. These aren't just statistics – they're lives destroyed by corporate greed.
Your Premium Dollars at Work
Every denial is a bonus. Every delay is profit. Every appeal buried is a victory for their shareholders. Here's what they don't want you to know.
- Average Denial Rate
- 19%
- Claims Actually Appealed
- 0.2%
- Denial Rate Range
- 6-33%
- Appeals Won by Patients
- 41%
UnitedHealth Group
70+ million membersThe largest health insurance company in the United States, serving over 70 million members.
- Denial Rate
- 33%
- Complaint Index
- 1.5x average
- Appeal Time
- 65 days
Anthem/Elevance Health
47+ million membersOne of the largest for-profit managed health care companies, operating under the Blue Cross Blue Shield brand.
- Denial Rate
- 23%
- Complaint Index
- 1.5x average
- Appeal Time
- 70 days
Aetna (CVS Health)
39+ million membersA subsidiary of CVS Health, providing healthcare, dental, pharmacy, and other health benefits.
- Denial Rate
- 22%
- Complaint Index
- 1.4x average
- Appeal Time
- 60 days
Cigna
17+ million membersA multinational managed healthcare and insurance company with a significant global presence.
- Denial Rate
- 21%
- Complaint Index
- 1.5x average
- Appeal Time
- 75 days
Centene Corporation
16+ million membersA major player in managed care and specialty health services for government-sponsored healthcare programs.
- Denial Rate
- 24%
- Complaint Index
- 1.4x average
- Appeal Time
- 80 days
Humana
17+ million membersA major provider of Medicare Advantage plans and other health insurance products.
- Denial Rate
- 20%
- Complaint Index
- 1.4x average
- Appeal Time
- 70 days
Kaiser Permanente
12.6+ million membersAn integrated managed care consortium operating its own hospitals and clinics.
- Denial Rate
- 6%
- Complaint Index
- 1.1x average
- Appeal Time
- 55 days
Blue Cross Blue Shield
11+ million membersA federation of 35 separate health insurance organizations providing coverage across the United States.
- Denial Rate
- 14%
- Complaint Index
- 1.3x average
- Appeal Time
- 75 days
Molina Healthcare
5.3+ million membersA managed care company focusing on state-sponsored healthcare programs for low-income individuals.
- Denial Rate
- 26%
- Complaint Index
- 1.5x average
- Appeal Time
- 85 days
Health Care Service Corporation
17+ million membersThe largest customer-owned health insurance company in the United States.
- Denial Rate
- 15%
- Complaint Index
- 1.4x average
- Appeal Time
- 70 days
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