# HyppoHealth

> Free tools and plain-language guides to compare and enroll in U.S. health
> insurance: ACA/Marketplace plans by ZIP, subsidies, hospitals, drug coverage,
> and a glossary of insurance terms. Data is sourced from the CMS Marketplace
> API, state exchanges, Google Places, NIH RxNav, and Merriam-Webster.

HyppoHealth also exposes a free, no-auth remote MCP (Model Context Protocol)
server so AI agents can query health-insurance data directly.

## MCP server
- [Remote MCP endpoint](https://www.hyppohealth.com/api/mcp): Streamable HTTP, no auth. Tools: search_insurance_plans, search_hospitals, lookup_medical_term, find_drug_alternatives.
- [MCP server card](https://www.hyppohealth.com/.well-known/mcp/server-card.json): Machine-readable connection metadata.
- [MCP docs](https://www.hyppohealth.com/mcp): How to connect, tool reference, and the low-token design rationale.

## Tools
- [Insurance plan search](https://www.hyppohealth.com/insurance-search): Find Marketplace plans by ZIP and household.
- [Detailed household search](https://www.hyppohealth.com/tools/detailed-insurance): Personalized plan recommendations.
- [Hospital search](https://www.hyppohealth.com/tools/hospital-search): Find and compare hospitals by quality rating.
- [Drug alternatives](https://www.hyppohealth.com/tools/drug-alternatives): Generic and brand alternatives for a medication.
- [Medical dictionary](https://www.hyppohealth.com/tools/medical-dictionary): Plain-language definitions of medical and insurance terms.
- [Premium tax credit calculator](https://www.hyppohealth.com/tools/premium-tax-calculator): Estimate Marketplace subsidies.
- [HSA calculator](https://www.hyppohealth.com/tools/hsa-calculator): Health savings account contributions and tax savings.
- [Medicare calculator](https://www.hyppohealth.com/tools/medicare-calculator): Estimate Medicare costs.

## Guides
- [Enrollment periods](https://www.hyppohealth.com/guides/enrollment-periods): Open enrollment, special enrollment, and deadlines.
- [Insurance types](https://www.hyppohealth.com/guides/insurance-types): HMO, PPO, EPO, POS explained.
- [Network types](https://www.hyppohealth.com/guides/network-types): In-network vs out-of-network coverage.
- [Cost sharing](https://www.hyppohealth.com/guides/cost-sharing): Deductibles, copays, coinsurance, out-of-pocket max.
- [Drug tiers](https://www.hyppohealth.com/guides/drug-tiers): How formularies and drug tiers work.
- [Medicare and Medicaid](https://www.hyppohealth.com/guides/medicare-medicaid): Eligibility and coverage basics.
- [Spending accounts](https://www.hyppohealth.com/guides/spending-accounts): HSA, FSA, and HRA differences.
- [Preventative care](https://www.hyppohealth.com/guides/preventative-care): Services covered at no cost.

## Optional
- [About HyppoHealth](https://www.hyppohealth.com/about): Mission and editorial approach.
- [Get educated](https://www.hyppohealth.com/get-educated): Blog and explainers.
- [Insurance exposed](https://www.hyppohealth.com/insurance-exposed): Plain-language breakdowns of major insurers.
- [Full text export](https://www.hyppohealth.com/llms-full.txt): Concatenated reference for single-paste context.